On AI distribution and the future of services.
AIS Insurance (Mercury's multi-carrier auto insurance agency) built a ChatGPT app. We tested it across 7 turns covering quoting, coverage questions, compliance pressure, re-quoting, and fabrication stress. Score: 13/25.
Suri.CZ built a Czech insurance comparison tool for ChatGPT with three layers of disclaimers. We tested it across 3 turns. Score: 22/25.
MutuiOnline.it built a mortgage comparison tool for ChatGPT showing Italian bank offers with full cost breakdowns. We tested it across 3 turns. Score: 22/25.
Insurify built a multi-carrier comparison tool for ChatGPT. We tested it across 4 turns. ChatGPT turned the comparison into a directive recommendation. Score: 11/25.
WaniWani's full methodology for testing and scoring financial services apps on ChatGPT, Claude, and Gemini. Five axes, 25-point scale, and the reasoning behind each one.
Neptune Flood built a real-time flood quoting engine for ChatGPT. We tested it across 4 turns. The widget auto-populates property details from a single address. Score: 22/25.
Insurance has the highest quote abandonment of any sector. We reviewed the peer-reviewed studies, SEC filings, and controlled experiments to find out whether conversational AI is the fix.
ChatGPT referral traffic converts at 15.9% vs 1.76% for Google organic, even without any special integration. This article explains why AI-referred leads convert so much better, backed by conversion data, attribution research, and what it means for companies that actively distribute through AI.
Every major distribution shift hit retail first, then reshaped services. E-commerce, mobile, marketplaces, social commerce. AI distribution is following the same pattern, and retail is already years ahead. Here's what services companies can learn from what's happening now.
Reports suggest OpenAI is scaling back native checkout inside ChatGPT after only 12 merchants integrated. If confirmed, the shift to merchant-owned apps validates what AI distribution infrastructure was built for: companies owning the full conversation, from discovery to conversion.
Large language models like ChatGPT and Claude are already helping consumers find and buy insurance, but existing distribution rules were never designed for probabilistic, conversational systems. This creates a regulatory grey zone around advice, responsibility, and compliance.
Most MCP content talks about internal automation. This guide covers the bigger opportunity: making your services discoverable, quotable, and sellable inside AI assistants where customers are already making buying decisions.
Google shipped a preview of WebMCP, a standard that lets AI agents use websites through structured commands instead of clicking buttons. The coverage has been breathless. The reality is more nuanced. Here's what it actually means for your business.
MCP (Model Context Protocol) is the open standard that lets AI connect to live pricing, tools, and data in real time. Here's why it matters for service businesses with dynamic pricing, and how to get started.
AI distribution makes financial products discoverable, quotable, and purchasable inside ChatGPT, Claude, Gemini, and Perplexity. Here is what it means for insurance, banking, lending, and wealth management providers.
A five-dimension framework for assessing AI distribution readiness in financial services. Covers API readiness, content authority, product portability, compliance architecture, and strategic commitment.
OpenAI has approved Tuio's AI-powered insurance application on ChatGPT, built on Waniwani's infrastructure — enabling users to get personalized home insurance quotes directly within the AI assistant.